Explore Loan Options

Navigating the world of mortgages can be complex, but with the right guidance, it becomes a journey of discovery. Explore our range of loan types, each designed to cater to different needs, ensuring you find the perfect fit for your homeownership dreams.

Stability Over Time

Lock in a consistent rate and enjoy predictable monthly payments for the next 30 years.

Peace of Mind

Ideal for those looking for long-term security without the worry of fluctuating rates.

Simple & Straightforward

A hassle-free application process with clear terms and conditions.

30-Year Fixed Mortgage

A stable mortgage option with consistent monthly payments spread over three decades, ideal for long-term planning.

Short-Term Stability

Fixed rate for the first five years, then yearly adjustments.

Flexibility for Future Plans

Suitable for those considering a shorter stay in their home.

Guided Transition

Assistance and clarity provided as the mortgage transitions from fixed to adjustable rates.

5/1 (ARM)

A mortgage with a fixed rate for the first five years, followed by annual adjustments, offering a blend of stability and flexibility.

For Larger Loan Amounts

Tailored for luxury properties and homes in high-cost areas.

Extended Stability

Enjoy the benefits of a fixed rate over an extended period, even for larger loan amounts.

Dedicated Support

Expert guidance throughout the application, ensuring a smooth experience.

30-Year Fixed Jumbo Mortgage

Designed for larger loan amounts, offering the same long-term stability of a fixed rate for luxury properties.

Blend of Stability & Flexibility

A mortgage that adjusts its rate once every five years.

Potential Initial Savings

Often starts with a lower rate compared to fixed-rate mortgages.

Transparent Adjustments

Clear terms on when and how the rate adjusts, ensuring no surprises.

5/5 (ARM)

A unique mortgage that adjusts its rate once every five years, providing a balance between fixed and adjustable benefits.

Flexible Home Financing

Backed by the Federal Housing Administration, FHA loans offer an accessible route to homeownership for many buyers.

Lower Down Payments

With as little as 3.5% down, FHA loans are ideal for those who might not have a large savings for a down payment.

Simplified Qualifications

FHA loans often have more lenient credit requirements, making it easier for a wider range of buyers to qualify.

FHA Loan

A government-backed mortgage designed for accessibility, often requiring a lower down payment and offering more lenient credit qualifications.

Optimize Your Mortgage

Reevaluate and adjust your current mortgage to better suit your financial goals and needs.

Potential Savings

Lower your monthly payments, reduce your interest rate, or tap into home equity for other financial needs.

Effortless Transition

A straightforward process to transition from your current mortgage to a more favorable one, with expert guidance throughout.

Refinance

A chance to reassess and adjust your current mortgage, potentially leading to better rates, terms, or financial flexibility.

Expert Guidance Every Step of the Way

Getting a home loan is important, whether it’s your first time or you’re experienced. I’m here not just to provide a loan, but to help you achieve your homeownership goals.

iamjoshgreen Mature couple sitting on their San Diego home porc 581df5ca b525 4a77 9f9d fe0e4c88a2fb